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  • Back-to-School Costs? How Our Family Loan Can Help
Back-to-School Costs? How Our Family Loan Can Help

18 August 2026

Back-to-School Costs? How Our Family Loan Can Help

As the summer holidays come to an end, many families are preparing for the new school year. While it's an exciting time, it can also bring a long list of extra expenses.

From new school uniforms and shoes to PE kits, stationery, calculators and school bags, the costs soon add up. If your child is starting secondary school this September, you may also need to budget for specialist equipment, technology, and additional school trips.

If you're worried about covering these costs all at once, our Family Loan could help you spread the cost with affordable monthly repayments.

What can a Family Loan help pay for?

Our Family Loan can be used for a range of back-to-school essentials, including:

  • School uniforms and PE kit

  • Shoes and trainers

  • School bags

  • Stationery and learning supplies

  • Calculators and educational equipment

  • School trips and residential visits

  • Travel costs

  • Other essential school expenses

Starting secondary school?

Moving up to high school is a big milestone, but it often comes with a bigger price tag too.

Many families find themselves buying a completely new uniform, sports kit, school bag and subject-specific equipment all at the same time. A Family Loan can help make these costs more manageable, so your child has everything they need for a positive start to the new school year.

Who can apply?

Our Family Loan is available to eligible members who receive Child Benefit. We carry out affordability checks to ensure any borrowing is manageable and suitable for your circumstances.

Why choose Boom Community Bank?

As a community lender, we're here to support local people with affordable borrowing.

When you borrow from Boom Community Bank, you'll benefit from:

  • Affordable monthly repayments

  • No early repayment fees

  • Responsible lending

  • Friendly, supportive service

  • A lender that puts local communities first

If you're preparing for the new school year and need help spreading the cost, find out more about our Family Loan today.

Find out more and apply here

Loans are subject to affordability checks and lending criteria.

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Back-to-School Costs? How Our Family Loan Can Help

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Boom Community Bank and Boom Credit Union are trading names of West Sussex and Surrey Credit Union Limited. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 475226). Registered Address: Office 5, 15 Grafton Road, Worthing, West Sussex, BN11 1QP

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