Budgeting Doesn’t Have to Be Overwhelming - Smart Tools Boom Members Use to Stay in Control

Keeping track of your spending can feel like a chore — but it doesn’t have to. In fact, some of the most effective budgeting tools are right at your fingertips. At Boom Community Bank, we love hearing how our members are using smart apps and helpful resources to make money management easier, less stressful, and even empowering.

Here are two apps that have proven especially popular among Boom members:

💡 Plum – Smart Saving & Investing

Plum helps you automatically set money aside, based on what you can afford. It analyses your spending habits and moves small amounts into savings — or even investments — without you needing to think about it. Members love the “round-up” feature and the helpful nudges that make saving feel effortless.

📱 HMRC App – Know Where You Stand

The official HMRC app is a straightforward way to check your tax code, National Insurance record, income summary, and more — all in one place. It’s particularly useful for freelancers, parents, or anyone managing multiple income streams.

📖 Managing Your Money Booklet — Your Personal Guide

In addition to apps, we offer a Managing Your Money booklet — a clear, jargon-free guide packed with practical tips and budgeting advice to help you take control of your finances. Whether you prefer pen and paper or digital tools, this booklet is designed to support you every step of the way.

What’s Your Go-To App or Resource?

We know there’s no one-size-fits-all approach to budgeting. Some people swear by spreadsheets, while others prefer intuitive dashboards and push notifications.

Do you have a favourite app or tip that’s helped you take back control of your finances?
We’d love to hear it — share your recommendations in the comments below or tag us on social media.

Let’s keep learning from each other. That’s what community banking is all about.

Disclaimer: Boom Community Bank is not affiliated with or endorsing these apps commercially. These are suggestions based on member feedback and public tools available to UK users.