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Find Your Credit Union: Who Can Join Boom Community Bank and How to Get Support Locally

29 January 2026

Find Your Credit Union: Who Can Join Boom Community Bank and How to Get Support Locally

When you’re looking for ethical, affordable financial support, credit unions are often a great place to start. But many people don’t realise that credit unions operate under something called a common bond and that’s where questions about eligibility can arise.

This guide explains who can join Boom Community Bank, what our common bond means, and how the Find Your Credit Union website can help you access support wherever you’re based.

What Is a Common Bond?

All UK credit unions have a common bond. This simply defines who they are allowed to serve and helps ensure credit unions remain locally focused, community-led and ethical.

Boom Community Bank’s common bond allows us to serve people who live or work in:

  • West Sussex

  • Surrey

  • Berkshire

  • East Hampshire

  • Kingston upon Thames

  • South Oxfordshire

If you live or work in one of these areas, you may be eligible to join Boom Community Bank and access our savings accounts, ethical loans and member-focused support.

Who Can Join Boom Community Bank?

You may be able to join Boom Community Bank if you:

  • Live in one of the areas listed above, or

  • Work in one of these areas

If you’re unsure whether you fall within our common bond, our website can help you check quickly and easily.

👉 Find out more on about us here

What If You’re Outside Our Common Bond?

If you don’t live or work within Boom Community Bank’s common bond, you’re not out of options.

The Find Your Credit Union website is a national tool that helps you locate a credit union you’re eligible to join wherever you’re based in the UK.

It matches you with credit unions using:

  • Your location

  • Your employment

  • Your community connections

This means you can still access ethical finance, low-cost loans and community-focused support — even if Boom Community Bank isn’t the right fit geographically.

Why Credit Unions Work Together

Credit unions are built on cooperation, not competition. Signposting people to the right credit union ensures:

  • You receive support you’re eligible for

  • Local credit unions remain strong

  • Ethical lending reaches more communities

At Boom Community Bank, we’re proud to be part of a wider credit union movement that puts people before profit.

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Find Your Credit Union: Who Can Join Boom Community Bank and How to Get Support Locally

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Boom Community Bank and Boom Credit Union are trading names of West Sussex and Surrey Credit Union Limited. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 475226). Registered Address: Office 5, 15 Grafton Road, Worthing, West Sussex, BN11 1QP

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