Simple, Affordable Loans and Payroll Savings to Help You Take Control of Your Money

In today’s fast-moving world, many people need flexible financial solutions to keep their plans on track. Whether you’re looking to borrow responsibly, set aside savings, or explore different ways to manage repayments, Boom Community Bank is here to help. As a local credit union, we offer a friendly, ethical alternative to high street banks and payday lenders.

Personal Loans and Lending That Works for You

At Boom Community Bank, we specialise in personal loans lending designed around your circumstances. Whether you’re planning home improvements, buying a car, consolidating debts, or dealing with unexpected expenses, we can help you spread the cost with affordable repayments.

Unlike many lenders, we take the time to understand your situation rather than relying only on automated credit scoring. Our focus is on helping members across West Sussex, Surrey, Kingston, north Hampshire and Berkshire access fair loans lending that supports financial wellbeing.

Use our loan calculators to see how much you could borrow and what your monthly repayments would be. It’s quick, easy, and helps you plan confidently.

Payroll Savings and Loan Repayments with Money Box

Many employers in our community partner with Boom to make saving easier for their staff. Money Box is our payroll-deduction savings scheme. It enables you to save automatically straight from your salary, building up a financial safety net over time. Regular saving can reduce money worries and help you feel more secure about the future.

If you have a loan with us, Money Box can also be used to manage repayments conveniently through salary deduction—so you never have to think about missing a payment.

Some of the benefits of Money Box include:

• Protected savings under the Financial Services Compensation Scheme (FSCS)

• A simple, low-maintenance way to develop healthy saving habits

• Reduced financial stress for employees

• A practical tool for employers to support staff wellbeing

If you’re an employer, you can find out more about offering Money Box as part of your employee benefits.

Why Choose a Credit Union?

Boom Community Bank is part of Britain’s network of credit unions, providing ethical financial services to thousands of members. Because we are owned by our members—not shareholders—our profits go back into improving services or supporting the local community. We’re committed to clear policies, fair pricing, and personal service you can trust.

When you borrow or save with us, you’re not just looking after your own finances—you’re also helping build stronger communities.

Ready to get started?
Use our free loan calculator to explore your options, or get in touch to learn more about personal loans, payroll savings, and the difference a credit union can make.